AI CFO for Small Business

The problem: you fly without a CFO

A human CFO costs $3,000 to $10,000 per month. Ghost CEO monitors your cash flow continuously — Stripe, invoices, margins — and delivers a quantified action plan every Monday.

The AI CFO is not a chatbot: it is an autonomous system that reads your real financial data and produces analyses, alerts, and action plans.

What an AI CFO does

The market has three price tiers: standalone AI CFO tools ($200-2,000/month), hybrid human+AI services like Zeni (from $1,350/month), and human fractional CFOs ($3,000-10,000/month).

Ghost CEO covers the CFO function from €497/month (The Signal: Stripe connection + executive personas) and €1,497/month (The Boardroom: multi-source data + active Risk Officer).

Real cost comparison

Every engagement includes a free strategic audit that identifies three priority action vectors before you pay.